Add-on rates(附加利率)是什么?在CFA考試中是比較難的知識(shí)點(diǎn),今天融躍小編給你說說哦!

附加利息是指確定貸款利息總額的計(jì)算方法。一旦利息加到本金上,金額就除以貸款期間的月數(shù)來確定每月的貸款還款額。那如何計(jì)算附加利率呢?計(jì)算公式又是什么呢?
附加利率的計(jì)算:


附加利率一般用在存款證和回購協(xié)議中。
附加利率算現(xiàn)值的公式為:


小編給你出道考題,看看你能將這道考題做對(duì)嗎?、

Which of the following is most likely regarding the bond equivalent
yield?
A. It is stated on a 360-day year and on an add-on yield basis.
B. It is stated on a 365-day year and on an add-on yield basis.
C. It is stated on a 365-day year and on a discount rate basis.
Answer: B is correctThe bond equivalent yield is a money market yield stated on a 365-day year on an add-on rate basis.