在備考FRM的沖刺階段，重要的事情是什么？考生提到zui多的就是FRM真題了。那么，F(xiàn)RM真題在考試中真的很重要嗎？有沒(méi)有相關(guān)的例題解析呢？下文是答案介紹，隨融躍小編一起了解一下！

FRM真題是歷年來(lái)FRM的試題總結(jié)，對(duì)備考中的考生來(lái)說(shuō)是很重要的，尤其是在備考的后期，考生一定要做大量的習(xí)題，這樣對(duì)于順利通過(guò)考試是很有幫助的。》》》2021年新版FRM一二級(jí)內(nèi)部資料免 費(fèi)領(lǐng)取！【精華版】

The capital conservation buffer(CCB):

A) Is intended to protect banks from the countercyclical nature of bank earnings.

B) Can be set between 0.0% and 2.5% of risk-weighted assets, and is at the discretion of the regulators in individual countries.

C) Causes the Tier 1 equity capital ratio requirement to increase to 7% of risk-weighted assets in normal economic periods. 》》》點(diǎn)我咨詢21年FRM備考技巧  

D) Requires that total capital to risk-weighted assets must be 10.5% at all times.

答案：C

解析：The capital conservation buffer is meant to protect banks in times of financial distress. Banks are required to build up a buffer of Tier 1 equity capital equal to 2.5% of risk-weighted assets in normal times, which will then be used to cover losses in stress periods. This means that in normal times, a bank should have a minimum 7% Tier 1 equity capital to risk-weighted assets ratio, an 8.5% total Tier 1 capital to risk-weighted assets ratio, and a 10.5% Tier 1 plus Tier 2 capital to risk-weighted assets ratio.【資料下載】FRM一級(jí)思維導(dǎo)圖PDF版

The capital conservation buffer is a requirement and is not left to the discretion of individual country regulators. It is not a requirement at all times but is built up to that level in normal economic periods and declines in stress periods.

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