做大量的FRM真題練習(xí)對于備考中的考生是很重要的，尤其是備考的沖刺階段，考生要多做幾套歷年的真題，關(guān)于真題練習(xí)，有例題解析嗎？下文是小編列舉的，一起了解一下，希望對備考的你有所幫助！

Each of the following is true about the Basic Indictor Approach (BIA) to operational risk under Basel III except which is false?》》》2021年新版FRM一二級內(nèi)部資料免 費(fèi)領(lǐng)??！【精華版】

A) Operational risk is the risk of loss resulting from inadequate or failed internal processes, people and systems or from external events

B) The definition of operational risk includes strategic and reputational risk, but excludes legal risk  》》》點(diǎn)我咨詢21年FRM備考技巧

C) Bank’s using the Basic IndictorApproach (BIA) must hold capital for operational risk equal to the average over the previous three years of a fixed percentage (denoted alpha) of positive annual gross income

D) Under the Basic Indicator Approach (BIA), Gross Income is defined as net interest income plus net non-interest income

答案：B

解析：As stated, the TRUE statement is: “This definition [of operational risk ] includes legal risk, but excludes strategic and reputational risk.” In regard to (A), (C) and (D) each in true . In regard to (C),please note that under BIA, “Fingers for any year in which annual gross income is negative or zero should be excluded from both the numerator and denominator when calculating the average.”【資料下載】FRM一級思維導(dǎo)圖PDF版

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