金融風險管理師確定、評估、度量和管理金融風險的過程,目的是創(chuàng)造經(jīng)濟價值??忌趥淇贾幸欢ㄒ攸c掌握相關(guān)知識點!

隨著金融市場的不斷擴張,風險管理的作用也變得越來越重要。因為風險永遠無法被完全規(guī)避,因此,風險管理的目的不是降低風險,而是睿智地駕馭風險。

機考

點擊圖片直接預約名額??!

風險可以被更好地度量和管理。投資者假設(shè)風險存在是因為他們期望以更高收益的形式來進行補償。然而,確定如何平衡風險和收益需要風險度量。

下面,小編為大家分享一個關(guān)于風險管理的例題,看看你對知識的掌握程度:

Regarding corporate risk governance, which of the following statements is not wrong?

A.Management of the organization is ultimately responsible for risk oversight.

B.The point of risk governance is to minimize the amount of risk taken by the organization.

C.Effective risk governance requires multiple levels of accountability and authority.

D.A risk committee is useful for enforcing the firm’s risk governance principles

>>>點擊免·費領(lǐng)?。篎RM各科必背定義+歷年真題中文解析+學習備考資料(PDF版)

FRM各科必背定義

Answer: C

The Board of Directors is ultimately responsible for risk oversight.

Effective risk governance simply requires dear accountability; authority; and methods of communication; it is not necessary to have multiple levels.【資料下載】點擊下載[Kaplan]FRM 2020 SchweserNotes Part II

The point of risk governance is to consider the methods in which risk-taking is permitted, optimized, and monitored; it is not necessarily to minimize the amount of risk taken.

The real point of risk governance is to increase the value of the organization from the perspective of the shareholders and/or stakeholders.